Is the Dosh App a Scam – My Review

Welcome to my review of – Is the Dosh App a scam.

Well, I think we all know what the word DOSH means. Of course, it is a slang word for money or cash. I don’t even have to show you any proof from a dictionary that the slang word Dosh means money or cash.

The very first thing I want to mention is that the Dosh app can only be used in the USA at the moment.

Who can use Dosh

Anyone that resides in the United States (for now) is able to use Dosh.

Name: Dosh App

Price: Freedosh logo

Website: Dosh App

Product Type: Cash Back

Who is it for: Anyone wanting to get cash back on purchases made

BBB Rating: A Rating

Scam: Definitely Not

Rating: 10/10

Recommended: Yes

Linking Your Card(s)

The very first thing you need to do is link one of your cards.

To link a card or add additional cards to your Dosh account follow the step-by-step instructions below. You will receive $5 in your Dosh Wallet for linking your first verified card. However, the total number of cards you can link is unlimited. You can link your Visa, MasterCard, or American Express cards.

They do not accept prepaid, Discover, or department store cards at the moment.

Once you join Dosh follow the steps below to add your very first card.

1. Tap on the three lines left of your image to bring up the main menu

2.   Tap on the Accounts & Cards tab

3. Select the Credit/Debit Cards tab

4.  Add your card by manually entering your card information

  • Enter card number
  • Enter expiration date
  • Enter CVV (on the back of your card)
  • Enter zip code (make sure to add the zip code that’s on your billing address)
  •  Agree to the card linking terms and add your card

mobile phone on dosh with credit card

Once your card is linked, please allow a day to ensure the information has been registered with Dosh. Otherwise, this may result in a no cash back instance for a purchase.

***Please note: If you’re using your debit card, you must swipe it like a credit card (do not use your PIN #) to receive your cash back. Otherwise, the transaction goes directly to your bank and not the credit card companies that we are linked with (Visa, MasterCard, and American Express). This is a known “no cash back” instance in the industry and not isolated only to Dosh. They track your cash backs through your credit card transactions, not your bank transactions.

Since November 2017, the Better Business Bureau has determined that Dosh Holdings, Inc. meets the agency’s standards of accreditation. The company has an A- rating. Not bad.

How does the Dosh App Work

Dosh works by giving their members cash back for doing the things they already love doing, like shopping and dining out.

They will help you save some “Dosh” on your purchases when you redeem a Dosh offer.

Dosh gives cash back savings from hundreds of thousands of local businesses and online stores participating in the Dosh Offers Program.

The business provides a Dosh cashback offer for each purchase. Virtually no work is required. No coupons to clip, no code to show the cashier, no promo codes to keep track of, no loyalty cards that you have to remember to bring, no scanning receipts, no work. You don’t have to do a thing. Just receive constant cash surprises.

Get cash back automatically every time you use a card connected to your Dosh app to redeem a Dosh offer. Additionally, the details of any Dosh offers can be found by clicking on the detail links under the offers.

Nearby Offers Tab

a women wearing a red jumper sitting in a supermarket shopping trolley

Shop local offers in your area. They will appear in your app when that particular business location is participating in one of the cash back programs. Simply visit the local merchant you found listed in the app at the specific street address, pay for your purchase with your connected card, and you will receive cash back after you have made your purchase.

They recommend making sure you keep your receipt of purchase until you get your cash back credited to your Dosh wallet.

Online Offers Tab

A women sat on a bed drinking a cup of tea and looking at her laptop

Shop through the online offers tab of the app. Valid online offers, their specific discounts and any restrictions will be displayed in the Online Offer. Unlike other cashback sites, you do not have to make an online purchase through a link. You only have to make sure they offer that store as an Online Offer and use a card connected to your account. It’s as simple as that!

Online Offers require up to 45 days for the merchant’s return period to expire before any cash back is deposited into your Dosh wallet.

 

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How do I Earn with Dosh

  • In-store shopping
  • Online shopping
  • Hotel rooms
  • Refer people ($3 per referral)
  • Refer businesses ( You’ll receive 20% of their marketing fees for two years).

Most retailers pay anything from 1%- 10% cash back. Except for hotel rooms where the cashback can be up to $10 and upwards for a night.

So long as the retailers are a member of the Dosh rewards program you can earn Dosh into your wallet. Once you have $25 in your Dosh wallet you can get a payout. They payout through a 3rd party to Paypal, through direct deposit and you can even donate your Dosh to charities.

Your payouts should be instantaneous. (Except for online purchases which can take up to 45-days)

Just some of the participating retailers in the Dosh program.

 

spme of the participating retailers for dosh and their % rates

Sally Beauty – 11.2% Cash Back
Walgreens – 6% Cash Back
Overstock.com – 5.2% Cash Back
Sam’s Club – 5.2% Cash Back
Nike – 4.5% Cash Back
Home Depot – 3.8% Cash Back
Staples – 3.8% Cash Back
Wal-Mart.com – 3% Cash Back
Drizly – 11.2% Cash Back
PetSmart – 4.5% Cash Back
Dunkin’ Donuts – 3.8% Cash Back
Thrifty Rent-A-Car – 0.8% Cash Back
Jiffy Lube – 10% Cash Back
Marriott Hotels – $18 Cash Back (rates vary).
Hilton Garden Inn – $18 Cash Back (rates vary).
Hyatt Regency – $15 Cash Back (rates vary).

Is the Dosh App Legit

The Dosh App is very legit. It is no way a scam. It is a legit platform where participating retailers can offer cash back to their customers through the Dosh platform.

Proof of earning by a Dosh user.

dosh app proof of payment

proof of dosh payment

Dosh has quite a comprehensive FAQ’s page which can be found here.

To make you feel more comfortable about the security of your cards Dosh has some high-level security as seen below. If you still feel uncomfortable about linking a card(s). Then I advise you to use your credit card as credit cards offer better liability against fraud.

Still feeling concerned about linking your credit/debit card information with Dosh? If it makes you feel any better, Dosh doesn’t have the capacity to store your credit card information since all data is tokenized and vaulted using Braintree. Braintree is a division of PayPal, one of the most trusted payment platforms over the last two decades.

 

    • SSL Encryption Our app is secured with 256-bit encryption to ensure your information is protected.
    • Data SafeguardsDosh does not store any credit or banking information. All credit card information is tokenized and vaulted using Braintree, a PayPal service.
    • AnonymityRest assured Dosh does not sell personally identifiable information to any third party.
    • Account authentication we use Multi-Factor and Two-Factor Authentication to prevent unauthorized access.

If you need to get in touch with Dosh for any reason they are available via email Monday through Friday from 9:00 am CST to 5:00 pm CST. If you experience any issues, please submit a request here.

Pros and Cons

The Good

  • Legit cashback platform
  • Good security measures
  • Can earn 5 ways
  • Instant payouts over $15
  • FAQ’s page
  • Good email support
  • BBB Accredited

The Bad

  • Only available in the USA
  • No support phone service

As you can see the good outway the bad.

As I reside in Australia I cannot use this app. But if it does become available here I will definitely be trying it out. I would love to know if you are a Dosh user and your experience with it. Please feel free to contact me either with contact or ask me form or in the comments below.

Disclaimer: Although I have never used this product I have thoroughly researched it which have brought me to the conclusions above.

I look forward to your answers.

Regards

Janet

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